> For the complete documentation index, see [llms.txt](https://hoya-blog.gitbook.io/hoya-blog/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://hoya-blog.gitbook.io/hoya-blog/hoyapays-blog/untitled/hoyapay-announces-strategic-partnership-with-sumsub-to-upgrade-identity-verification-and-strengthen.md).
# HoyaPay Announces Strategic Partnership with Sumsub to Upgrade Identity Verification and Strengthen
HoyaPay, a digital payment platform dedicated to enhancing seamless payment experiences, today announced a strategic partnership with Sumsub, a global leader in full-cycle verification solutions. Through this collaboration, Sumsub’s industry-leading KYC (Know Your Customer) and AML (Anti-Money Laundering) technologies will be deeply integrated into HoyaPay’s payment ecosystem. The partnership aims to significantly improve identity verification efficiency, reinforce compliance across cross-border transactions, and deliver a safer, smoother experience for fiat and cryptocurrency conversion and digital asset usage worldwide.
\
As a payment platform focused on virtual card services, asset management, and on-chain interactions, HoyaPay has consistently embraced a “compliance-first” development philosophy. By integrating best-in-class payment infrastructure, HoyaPay already supports major payment methods such as Apple Pay and Google Pay, enabling seamless conversion between fiat and cryptocurrencies.
As HoyaPay continues to expand into multiple global markets, meeting diverse regulatory requirements while effectively mitigating identity fraud and money laundering risks has become a strategic priority. Sumsub’s extensive expertise and proven track record in global compliance and verification make it a natural partner in supporting HoyaPay’s continued growth.
Key Areas of Collaboration
Under this partnership, Sumsub will provide HoyaPay with comprehensive verification and compliance capabilities across three core areas:
1. Advanced and High-Efficiency Identity Verification
Leveraging Sumsub’s coverage of 220+ countries and regions and support for 14,000+ document types, HoyaPay will achieve near real-time identity verification. This includes individual identity checks (such as passports, driver’s licenses, and national IDs) as well as KYB (Know Your Business) verification for corporate users.
In addition, Sumsub’s advanced liveness detection technologies—including dynamic motion checks and biometric facial analysis—will effectively prevent fraud involving deepfake images and videos, ensuring the authenticity and uniqueness of user identities.
2. End-to-End AML and Risk Management
Sumsub’s AML screening solutions will be deeply embedded into HoyaPay’s transaction workflows, enabling real-time screening against global PEP lists, international sanctions lists, and high-risk entity databases at critical touchpoints such as user onboarding and transaction initiation.
Furthermore, Sumsub’s continuous identity monitoring automatically tracks document validity and triggers re-verification when credentials expire, reducing compliance risks caused by outdated identity information. For cross-border and virtual asset transactions, Sumsub’s Travel Rule solution helps HoyaPay meet jurisdiction-specific reporting requirements, ensuring transparent and traceable fund flows.
3. Localized User Experience and Regulatory Adaptation
With users across multiple regions, HoyaPay benefits from Sumsub’s support for 40+ languages, removing language barriers during the verification process. Combined with features such as one-click verification links and no-code interface customization, HoyaPay can tailor verification flows to local user preferences, reducing friction and improving conversion rates.
“HoyaPay’s core vision is to build a secure and seamless digital payment bridge for users worldwide. Trust and compliance are the foundations of that vision,” said HoyaPay.
“This partnership not only strengthens our defenses against emerging risks such as deepfakes and multi-account fraud, but also ensures that as we scale globally, we remain fully aligned with regulatory expectations—delivering greater peace of mind to our users.”
\
Looking ahead, HoyaPay plans to further integrate Sumsub’s capabilities, including device intelligence analytics and real-time transaction monitoring, to establish a comprehensive, full-lifecycle risk management framework—covering pre-verification, in-transaction monitoring, and post-transaction auditability.
This will enable HoyaPay to provide a secure, one-stop solution encompassing fiat–crypto conversion, asset custody, and expanded on-chain services, reinforcing its commitment to safe and compliant digital finance.